Pets in Your Rental Property

Should You Allow Pets in Your Rental Property? The Complete Landlord’s Guide to Protecting Your Investment

If you own a rental property in Ontario, chances are this question has crossed your mind more than once. Should you allow pets in your rental property, or is it safer to keep your listing pet-free? It feels like a simple yes-or-no choice, but it isn’t. The right answer depends on your property type, your tolerance for risk, and how well you understand the rules that already shape this decision for you, whether you like it or not.

Here’s the part many landlords miss: in Ontario, this isn’t really optional in the way it used to be. Nearly two in three Canadian households now share their home with an animal, and that number keeps climbing every year. At the same time, the pool of genuinely pet-friendly rentals hasn’t kept pace, which means the landlords who figure out how to manage pets well are sitting on a real competitive advantage. The ones who don’t are often left dealing with the exact problems they were trying to avoid, minus the benefits.

This guide walks through the real benefits, the real risks, and the practical systems that protect your property while opening your rental up to a much larger group of qualified tenants. By the end, you’ll have a clear framework for building a rental property pet policy that works for your specific building, not a generic template pulled from somewhere else.

Why More Renters Are Looking for Pet-Friendly Homes

Pet ownership in Canada isn’t a passing trend. Roughly 60% to 80% of Canadian households now own at least one pet, depending on how the survey is measured, and the country’s total pet population is estimated at close to 29 million animals as of 2025, up from under 28 million just a few years earlier. Dogs and cats remain the most common by a wide margin, with cats slightly ahead nationally and dogs holding a stronger lead in parts of Western Canada.

Ontario sits right in the middle of the national picture, with a little over half of households owning a cat, a dog, or both. That still translates into hundreds of thousands of renter households across the province who are actively searching for a home that will accept their pet.

The Supply Gap Is Real

Here’s where the opportunity shows up for landlords. Housing advocates across the country have flagged a persistent shortage of pet-friendly units relative to demand. In British Columbia, for example, roughly a quarter of residents report struggling to find pet-friendly housing, and nearly as many say they’ve wanted a pet but couldn’t get one because of rental restrictions. Ontario faces a similar imbalance, even though its rules around pets are actually the most tenant-friendly in the country.

Why This Matters for Landlords

When a large share of renters are searching for pet-friendly housing and a limited number of listings actually welcome pets, those listings tend to attract more inquiries, more applications, and often a faster path to a signed lease. In a rental market like Niagara’s, where vacancy rates in the St. Catharines–Niagara area have climbed to roughly 3.9%, a decade-high, and new purpose-built units are competing hard for tenants with incentives like free rent, standing out matters more than ever. A pet-friendly policy is one of the simplest ways to differentiate your listing without dropping your asking rent.

The Benefits of Allowing Pets in Your Rental Property

A Larger, More Qualified Tenant Pool

The math is straightforward. If more than half of renter households include a pet and you refuse to rent to any of them, you’ve cut your potential applicant pool dramatically before you’ve even listed the unit. Opening your property to pets in rental property situations widens your funnel, which usually means more applications, more choice, and a better shot at finding a genuinely strong tenant rather than settling for whoever applies first.

Longer Tenancies and Lower Turnover

Pet owners tend to move less often, simply because moving with an animal is more complicated than moving without one. Finding a new pet-friendly home, coordinating the move itself, and re-establishing a routine for the animal all add friction that discourages frequent relocation. For landlords, that friction works in your favour. Fewer move-outs mean fewer vacancy periods, less turnover-related cleaning and repainting, and lower costs tied to re-listing and re-screening tenants.

Better Tenant Retention and Satisfaction

Tenants who feel like their whole household, animals included, is genuinely welcome tend to take better care of the property and treat the landlord relationship more like a partnership. This isn’t just a nice sentiment; it shows up in fewer disputes, more willingness to renew at fair market rent increases, and tenants who are more forgiving during maintenance issues because they trust that you’re a reasonable landlord to work with.

A Competitive Edge in a Softening Market

The Ontario rental market has shifted meaningfully over the past two years. CMHC’s 2026 data shows vacancy rates rising across most major centres as new supply comes online and population growth slows. In this kind of market, tenants have more choice, and landlords who once could fill a unit in days are sometimes waiting weeks. A clear, well-managed pet policy is one of the lowest-cost ways to make your listing stand out against newer buildings offering incentives you may not be able to match.

A Note for Short-Term and Airbnb Rentals

If your property operates as a short-term or Airbnb rental rather than a traditional long-term lease, the pet conversation looks a little different. Ontario’s Residential Tenancies Act, including the void “no pets” clause rule, applies to residential tenancy agreements, not to short-term guest stays booked through a platform like Airbnb. That means as a host, you retain full discretion over whether to accept pets, and many hosts choose to do so deliberately because pet-friendly listings consistently pull stronger search visibility and booking rates on major platforms. If you do open a short-term rental to pets, a refundable pet fee, clear house rules around crating and supervision, and a documented cleaning protocol between stays are standard practice and fully enforceable, since none of the RTA’s long-term tenancy protections apply to guest bookings.

The Risks Every Landlord Should Consider

None of this means allowing pets is risk-free, and pretending otherwise would do you a disservice. Here’s what actually tends to go wrong.

Property Damage

This is the concern landlords bring up first, and it’s a legitimate one. Common issues include:

  • Scratched hardwood or laminate flooring
  • Stained or torn carpet
  • Chewed baseboards, door frames, and trim
  • Damaged screens or blinds
  • Worn or dug-up lawn areas for units with yard access

Interestingly, research into pet-related damage claims has consistently found that the actual gap between pet-owning and non-pet-owning tenants is smaller than most landlords assume, and that tenants with young children are statistically more likely to cause significant property damage than tenants with pets. That doesn’t eliminate the risk, but it’s worth keeping in perspective when you’re setting policy.

Noise Complaints

Barking dogs are the most common source of pet-related noise complaints, particularly in multi-unit buildings or semi-detached properties where sound carries between units. Left unaddressed, this can strain relationships with neighbouring tenants and, in condo buildings, bring the property manager or board into the conversation.

Cleaning Costs and Odour

Pet hair, dander, and odour buildup can add real cost to turnover cleaning, particularly for carpeted units or homes with multiple pets. This is a legitimate line item to plan for in your maintenance budget, even if it rarely amounts to the catastrophic damage landlords sometimes picture.

Insurance Considerations

Some landlord insurance policies exclude liability coverage for specific dog breeds considered higher risk, commonly including breeds like Pit Bulls, Rottweilers, Doberman Pinschers, and German Shepherds, along with certain exotic pets. If your policy carries these exclusions and a tenant’s dog causes an injury, you could be left without coverage for that claim. It’s worth calling your insurance provider directly and asking exactly which animals and breeds are excluded from your current policy before you finalize any pet policy for rental property.

It’s also worth understanding where liability actually sits under Ontario law. Courts generally hold a landlord responsible for a tenant’s pet only if the landlord had prior knowledge the animal was dangerous and had the practical ability to have it removed, such as under a month-to-month tenancy. Once a fixed-term lease is in place, that ability to act is more limited, which is one more reason a documented pet agreement and a habit of addressing behaviour complaints early matter as much as the insurance policy itself. Encouraging or requiring tenants to carry their own renter’s insurance with pet liability coverage adds a second layer of protection that shifts much of the financial exposure away from you as the property owner.

Beyond liability, it’s worth remembering that Ontario’s Dog Owners’ Liability Act places province-wide restrictions on pit bull-type dogs, with narrow grandfathering for animals already registered before the restrictions took effect. Keeping a restricted breed without meeting the legal requirements is an offence independent of your lease, so it’s a factor worth checking during screening regardless of what your own policy says.

How to Reduce the Risks Without Saying No to Pets

You don’t have to choose between “no pets, ever” and “anything goes.” A well-structured policy lets you say yes to pets while still protecting your investment.

Build a Detailed Pet Policy

Your policy should spell out, in plain language, exactly what’s allowed and what isn’t. At minimum, address:

  • Number of pets permitted per unit
  • Size and weight limits, particularly for dogs
  • Type of animals allowed (cats, dogs, small caged animals, and so on)
  • Vaccination requirements, where appropriate
  • Licensing proof, if your municipality requires pet licensing

Require Vaccinations and Licensing Where Applicable

Asking for proof of up-to-date vaccinations and, where relevant, municipal licensing is a reasonable and common practice. It protects other tenants and reduces the odds of dealing with a health or behavioural issue you didn’t see coming.

Conduct Regular Inspections

Routine, properly notified inspections (with the legally required notice under Ontario law) let you catch minor pet-related wear before it becomes a costly repair. This also gives tenants a clear incentive to stay on top of cleaning and upkeep between formal inspections.

Document the Unit’s Condition Before Move-In

A detailed move-in condition report, backed by dated photos or video of flooring, walls, trim, and any yard space, gives you an objective baseline to compare against at move-out. This single habit resolves more pet-related damage disputes than almost anything else on this list, simply because it removes the guesswork about what condition existed before the tenant, and their pet, moved in.

Consider a Modest Pet Rent Instead of a Deposit

Since Ontario law doesn’t allow a separate pet deposit, some landlords instead build a small, transparent increase into the monthly rent for units with pets, provided it’s disclosed clearly during the application process and reflected in the signed lease from the start. This isn’t a workaround for the deposit rule; it’s simply pricing the unit to reflect the modest added wear that comes with a pet-occupied home, similar to how you might price a unit differently based on square footage or included parking.

Put Pet Responsibilities Directly in the Lease

Even though a “no pets” clause itself won’t hold up in Ontario, you can still include reasonable, enforceable expectations around pet behaviour, cleanup, and damage responsibility. These terms don’t ban the pet, but they do give you a documented standard to point back to if a dispute arises.

Screen the Pet Just Like You Screen the Tenant

Tenant screening for pet owners should include the pet itself, not just the human filling out the application. A few practical steps:

  • Ask for the pet’s age and breed (where legally relevant to insurance, not as a blanket exclusion)
  • Request a brief training and behaviour history
  • Ask for references from a previous landlord who can speak to how the pet behaved in that unit
  • Request vaccination records and, if available, a note from the tenant’s veterinarian
  • Consider a short, casual meet-and-greet with the pet before finalizing the lease

Many prospective tenants now come prepared with what’s essentially a “pet résumé,” including photos, vaccination records, and landlord references. Encouraging this during your application process makes screening faster and gives you real information instead of guesswork.

Understand Your Provincial Pet Laws

This is the section every Ontario landlord needs to read carefully, because the rules here are more restrictive on landlords than most people expect.

The Ontario Rule: “No Pets” Clauses Are Void

Under Section 14 of Ontario’s Residential Tenancies Act, 2006, any clause in a lease that prohibits animals is void. In plain terms, that means even if your lease states “no pets allowed” and the tenant signs it, that clause has no legal force once the tenancy begins. Ontario is currently the only province in Canada with this specific protection built into its tenancy legislation.

This surprises a lot of landlords, and it’s part of why “no pets” listings remain common across Ontario even though the clause itself won’t hold up if challenged. Advertising a property as pet-free before a lease is signed is legally permitted; enforcing that restriction after a tenant has moved in generally is not.

Where Exceptions Actually Apply

The void clause rule isn’t absolute. Section 76 of the RTA allows a landlord to apply to the Landlord and Tenant Board for an order addressing a pet if:

  • The animal’s past behaviour has substantially interfered with the reasonable enjoyment of the property by the landlord or other tenants (persistent excessive barking, for example)
  • The animal has caused a serious allergic reaction in the landlord or another tenant
  • The animal is inherently dangerous, such as certain breeds restricted under Ontario’s Dog Owners’ Liability Act

Beyond these, there’s one more major exception that trips up a lot of self-managed landlords: condominium buildings. If your rental unit sits inside a condo corporation, that corporation’s declaration and bylaws can restrict or fully prohibit pets, and those rules generally override the RTA’s protections for the unit owner and their tenant. If you own a condo rental, check the declaration before you promise a tenant anything about pets.

No Pet Deposits Allowed

One more Ontario-specific rule worth flagging clearly: landlords in Ontario cannot legally charge a separate pet deposit. The only deposit permitted under the RTA is a rent deposit, capped at one month’s rent (or one week for weekly tenancies), and it cannot be tied specifically to pet damage. This is different from provinces like British Columbia, Manitoba, and Alberta, where capped pet deposits are permitted. In Ontario, any damage caused by a pet is addressed the same way as any other tenant-caused damage, either through the standard security process, small claims, or an LTB application, not through an upfront pet-specific fee.

Service Animals and Emotional Support Animals

Separate from the RTA, the Ontario Human Rights Code requires landlords to accommodate service animals and, in many cases, emotional support animals as part of a tenant’s disability accommodation, even in a building or unit that would otherwise restrict pets. This applies regardless of any pet policy for rental property you’ve put in place, and refusing a legitimate accommodation request can expose you to a human rights complaint.

Essential Clauses to Include in Your Pet Agreement

Even though you can’t ban pets outright in a standard Ontario rental, a well-drafted pet agreement for rental property still earns its place in your lease package. Useful clauses include:

  • Registered pets only – require tenants to disclose and register any pet living in the unit, including pets acquired after move-in
  • Tenant responsibility for damage – clearly state that the tenant is financially responsible for repairing any damage caused by their pet, beyond normal wear and tear
  • Waste disposal expectations – especially relevant for properties with yards or shared outdoor space
  • Noise and behaviour expectations – a reasonable standard tenants agree to uphold
  • Flea and pest treatment – a clause requiring professional treatment if fleas or other pest issues are traced back to a pet
  • Move-out cleaning standard – outlining what “reasonably clean” looks like at the end of the tenancy
  • Liability acknowledgment – confirming the tenant carries responsibility for injuries their pet causes to others, and encouraging tenant’s insurance that includes pet liability coverage

None of these clauses can override Section 14’s protection against an outright pet ban, but together they give you a documented, enforceable standard for behaviour and damage, which is usually what landlords actually care about more than the pet itself.

Current Trends Shaping Pet Policies in 2026

A few shifts are worth watching if you want your rental property pet policy to stay ahead of the curve rather than reacting to it later.

Tenant advocacy is pushing for stronger protections, not weaker ones. Housing groups in British Columbia have been lobbying for a nationwide “Renters’ Bill of Rights” that would void no-pet clauses across every province, similar to what already exists in Ontario. Whether or not that effort succeeds federally, it signals where renter expectations are heading, and landlords who build pet-friendly systems now will be ahead of any future regulatory shift rather than scrambling to catch up.

Softening vacancy rates are giving tenants more leverage. With CMHC reporting vacancy rates near decade-highs in markets like Niagara and much of Ontario, tenants increasingly have the luxury of comparing multiple listings before choosing one. A clear, well-communicated pet policy has become a genuine differentiator in a way it wasn’t during the ultra-tight rental years of 2021 and 2022, when landlords could largely dictate terms.

Pet humanization continues to climb. Canadian pet owners are spending more than ever on premium food, veterinary care, and wellness products, treating pets increasingly as family members rather than incidental animals. For landlords, this trend cuts both ways: it means tenants are generally more invested in their pet’s behaviour and training, but it also means pet-related decisions carry more emotional weight for tenants, making a respectful, well-documented policy even more important for avoiding conflict.

New construction is competing hard on flexibility. In markets like Niagara Falls and St. Catharines, newly built purpose-built rentals are increasingly offering pet-friendly terms as a standard feature rather than an exception, alongside incentives like reduced-rent months to attract tenants quickly. Independent landlords with older stock can’t always match free-rent incentives, but matching or exceeding new-build flexibility on pets is a realistic, low-cost way to stay competitive.

When Saying No to Pets May Still Be the Right Call

There are legitimate situations where a stricter approach makes sense, even within Ontario’s framework:

  • Luxury, fully furnished short-term rentals, where damage to high-end finishes and furniture is a bigger concern than in a standard long-term unit
  • Newly renovated units, where you’re trying to protect a recent investment in flooring or finishes during the first year or two
  • Condominium properties with a declaration that restricts or bans pets at the building level
  • Buildings with shared ventilation systems, where a documented, serious allergy concern from another resident could justify a restriction
  • Properties where your insurance policy excludes certain breeds, making it genuinely difficult to accept those animals without added liability exposure

In each of these cases, the restriction should be grounded in a specific, documented reason rather than a blanket assumption that pets automatically mean risk.

How Professional Property Management Makes Pet-Friendly Rentals Easier

This is where most landlords, especially those managing a rental property alongside a full-time job or a growing portfolio, start to feel stretched thin. Screening pets alongside tenants, drafting a lease that’s compliant with Ontario’s specific rules, scheduling and documenting inspections, and staying current as regulations shift all take time and legal awareness most independent landlords simply don’t have room for.

This is exactly the gap professional property management fills. At The HAH Developments, we handle the details that make pet-friendly rentals genuinely low-risk instead of a gamble:

  • Screening both tenants and their pets using a consistent, documented process
  • Drafting lease agreements and pet agreements that reflect current Ontario Residential Tenancies Act requirements
  • Scheduling and conducting properly notified inspections to catch issues early
  • Coordinating maintenance and turnover cleaning efficiently when a tenancy ends
  • Resolving pet-related disputes between tenants before they escalate
  • Monitoring changes to provincial and municipal regulations so your rental property pet policy stays compliant

Whether you’re managing a single long-term rental, a portfolio of investment properties, or a short-term Airbnb in the Niagara Falls area, this kind of hands-on management is what turns “should you allow pets” from a source of anxiety into a straightforward operational decision.

Conclusion

So, should you allow pets in your rental property? For most Ontario landlords, the honest answer is that you already have to, at least to some degree, because Section 14 of the Residential Tenancies Act limits how far a “no pets” restriction can actually go once a lease is signed. The better question is how you manage pets in a way that protects your property and your bottom line.

Done well, a thoughtful pet policy widens your tenant pool, reduces turnover, and gives you a genuine edge in a rental market where vacancy rates are climbing and new supply is giving tenants more choice than they’ve had in years. Done poorly, or ignored entirely, pets can become a source of damage, disputes, and stress.

The difference comes down to screening, clear lease terms, regular inspections, and staying current with Ontario’s rules. Get those four things right, and pet-friendly rentals become one of the simplest ways to protect and grow your investment, not a risk you have to accept reluctantly.

Ready to Make Your Rental Property Work Smarter, Not Harder?

Managing pet policies, tenant screening, and Ontario’s constantly evolving tenancy rules is a lot to handle on your own, especially in a Niagara rental market that’s shifting as fast as this one. The HAH Developments helps property owners across Niagara Falls and the surrounding region build pet-friendly rental strategies that protect their investment while filling vacancies faster. From tenant and pet screening to lease drafting and ongoing property management, we handle the details so you don’t have to. Reach out to The HAH Developments today to find out how a well-managed pet policy could work for your property.

Frequently Asked Questions

1. Should landlords allow pets in rental properties? In Ontario, landlords have limited ability to refuse pets once a lease is signed, since Section 14 of the Residential Tenancies Act voids most “no pets” clauses. Beyond the legal requirement, allowing pets typically widens your tenant pool and can reduce vacancy time, provided you have a clear pet policy and proper screening in place.

2. Can landlords charge additional fees for pets in Canada? It depends on the province. In Ontario, landlords cannot legally charge a separate pet deposit; the only permitted deposit is a rent deposit capped at one month’s rent. Provinces like British Columbia, Manitoba, and Alberta do allow capped pet deposits, so the rules are not consistent nationwide.

3. How can landlords protect their property from pet damage? A written pet agreement outlining tenant responsibility for damage, regular properly notified inspections, requiring vaccination and behaviour references during screening, and encouraging tenants to carry liability insurance that includes pet coverage are the most effective, legally sound protections available in Ontario.

4. Are “no pets” policies enforceable in Ontario? Generally, no. Section 14 of the Residential Tenancies Act makes such clauses void once a tenancy agreement is signed. Exceptions exist for condominium buildings with pet-restrictive bylaws, documented serious allergies, animals proven to be dangerous or disruptive, and breeds restricted under the Dog Owners’ Liability Act.

5. What should be included in a rental pet agreement? A strong pet agreement covers pet registration, tenant responsibility for damage, waste disposal expectations, noise and behaviour standards, pest treatment requirements if needed, move-out cleaning expectations, and acknowledgment of liability for injuries the pet may cause.

6. Do pet-friendly rentals attract better tenants? Not automatically “better,” but typically a larger and more qualified pool of applicants, since a majority of Canadian households include a pet. Combined with proper screening of both the tenant and the pet, this often leads to longer, more stable tenancies.

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